There is just something unique about owning your own home. The satisfaction of picking your own furnishings, paint colors, and designs are what make it your home. Having that special place to go to at the end of each day makes for an extraordinary sanctuary.
Are you dreaming about buying your own home, but don’t know where to begin? It might be a little less challenging than you think to get the process going.
Unfortunately, what happens many times is life takes over and we get busy. We hear things like, “It takes a lot of down payment cash to own a home”, or, “You have to have a perfect credit score to get financing.” Instead of looking deeper into the possibilities we stay busy and un-content with our living situations.
Did you know you have options? There are lots of programs available to help home buyers with low credit scores, that offer down payment assistance, that have incentives for first responders/ veterans/ teachers, and first-time homebuyers. An example of a program like this is the Texas State Affordable Housing Corporation (TSAHC).
Below is an overview of the (TSAHC) program…
-620 minimum FICO requirement
-Down payment assistance, grants, and 2nd lien options available up to 5% to cover down payment and closing costs
-Homes for Texas heroes: teachers, police officers, firefighters, EMS professionals, veterans and more
-Programs for first-time homebuyers
If you are dreaming of buying a home, but don’t know where to start, then contact us so that one of our trusted real estate agents can connect you with a Mortgage Professional to get the process going.